Treasury to Launch 4 Billion Baht ‘Savings Plus’ Bonds for Safe Investment Options

Bangkok: The Treasury will sell 4 billion baht worth of 'Savings Plus' bonds starting July 31st, emphasizing safe investment and offering options suitable for different savings.

According to Thai News Agency, the Ministry of Finance is preparing to launch the "Savings Plus" bonds worth 4 billion baht, available for purchase starting July 31, 2026. These bonds will be accessible through the Savings Wallet on the Paotang app and the Bond Connect Platform. The initiative is designed to provide a safe savings option with plans for monthly sales.

Deputy Prime Minister and Minister of Finance, Ekniti Nitithanprapas, announced the launch of the first installment of these government bonds on July 31, 2026. The bonds aim to make savings and investment options more accessible to the public, offering a fixed interest rate of 1.80% per year for a 3-year bond and 2.80% per year for a 10-year bond. Investors will benefit from advantages over traditional savings schemes.

Investment can begin with as little as 100 baht through the SBM Wallet on the Paotang application, or through banks, securities companies, and the Streaming application, starting from 1,000 baht. This flexibility allows citizens to select an investment option that matches their savings goals and convenience. It also provides investors with a means to generate returns and offers opportunities for both citizens and the government to invest in the country's future. This initiative represents a collaborative effort between the public and the government to build financial security for households and Thailand.

Ms. Jindarat Viriyathaveekul, Director of the Public Debt Management Office (PDMO), discussed the upcoming launch of the "Savings Plus" government bonds for the 2026 fiscal year. She explained that the bonds are intended to address the budget deficit and provide a safer investment option. The initiative aims to expand the investor base to include younger generations and working professionals with regular incomes, as more than half of current government bond investors are aged 50 and above.

To ensure fair distribution of opportunities, the sale is divided into two main channels with a budget of 2 billion baht each: the SBM Wallet (Paotang application) using a "first come, first served" approach, and the Bond Connect Platform, which uses a "gradual allocation to all" method. Those who do not receive an allocation or receive less than the amount reserved will receive a refund on August 6, 2026.

The Ministry of Finance intends to promote government bonds as an accessible savings option for the public, with plans to launch "Savings Plus Bonds" monthly. The next sale is scheduled to commence on September 4, 2026.